AMARTYA YADAV

1. General information only

The research, papers, posts, analysis, and other materials published on https://amartyayadav.com (the "Site") are provided by Amartya Yadav for general informational and educational purposes only. They represent independent personal work and opinion, and they do not constitute professional advice of any kind.

2. Not professional advice

Nothing on the Site is, or should be relied upon as, financial, investment, trading, legal, tax, accounting, engineering, medical, or other professional advice. The content, including writing on household debt, equated monthly instalment culture, electric vehicles, energy systems, telecommunications, and language-model evaluation, is not a recommendation, solicitation, or offer to buy, sell, or hold any security, financial product, or asset, and is not a substitute for advice from a qualified and licensed professional.

3. No professional relationship

Reading the Site, or contacting Amartya Yadav through it, does not create any advisory, fiduciary, client, or other professional relationship between you and Amartya Yadav.

4. Accuracy, completeness, and currency

The work is prepared with care and cites its sources, but research evolves and may contain errors or become outdated. All figures, findings, and conclusions reflect the best understanding of Amartya Yadav at the time of writing, and are provided without any warranty of accuracy, completeness, reliability, or fitness for a particular purpose. No obligation is undertaken to update any material after it is published.

5. Forward-looking statements

Some content may include estimates, projections, or forward-looking statements. These are inherently uncertain, depend on assumptions that may not hold, and should not be treated as a prediction or guarantee of any actual outcome.

6. Personal views

All views expressed are the personal views of Amartya Yadav alone. They do not represent, and should not be attributed to, any employer, institution, collaborator, or organisation with which he is or has been associated.

7. External links and third-party content

The Site may link to or reference third-party websites, sources, and materials. Such links are provided for convenience only, do not constitute an endorsement, and Amartya Yadav is not responsible for the content, accuracy, or practices of any third-party destination.

8. No warranties

The Site and all of its content are provided "as is" and "as available", without warranties of any kind, whether express, implied, or statutory, to the fullest extent permitted by applicable law.

9. Limitation of liability

To the fullest extent permitted by law, Amartya Yadav shall not be liable for any direct, indirect, incidental, consequential, special, or exemplary loss or damage, including any loss of profit, data, or goodwill, arising from or in connection with the use of, or reliance on, any content on the Site. You assume full responsibility for any decision you make or action you take based on the Site. Nothing in this Disclaimer excludes or limits any liability that cannot be excluded or limited under applicable law.

10. Governing law

This Disclaimer is governed by the laws of India and should be read together with the Terms of Use and the Privacy Policy.